
The Role of Vehicle Valuation in Non-Prime Auto Financing Decisions
For independent auto dealers operating in the non-prime space, vehicle valuation is far more than a pricing exercise. It is a strategic cornerstone of smart

Why the 2026 Tax Refund Season Could Reshape Consumer Collections
By Steve Burke, CEO Agora Data For nearly ten years, I have written and spoken about the relationship between federal tax policy and consumer

How Auto Dealers Can Sell More Cars This Tax Season
Tax season brings a surge of motivated shoppers who use refunds for down payments and vehicle purchases. In 2025 the average federal refund climbed to

Subprime Auto Finance Delinquency Trends Dealers Should Watch
Understanding how delinquency trends impact portfolio performance is key to protecting profitability and accessing capital for today’s car dealers. While fluctuations in payment behavior are

Advanced Subprime Financing Strategies for Independent Auto Dealers
Innovative subprime auto finance alternatives offer independent car dealers a more powerful way to expand their customer base and increase sales.

Unlocking Efficiency and Engagement in Auto Finance: How AI-Powered Platforms Reshape the Industry
Auto finance is evolving rapidly, driven by rising consumer expectations and increasing regulatory demands. To stay competitive, originators and dealers are embracing AI-powered technology and
