Auto Dealers & Finance Companies

Accelerate Your Success

Our cutting-edge platform empowers auto dealers and finance companies with trailblazing technology and endless capital to build wealth, increase sales, and compete for additional market share.

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Reducing Rate Line of Credit

AgoraCapital is the industry's first reducing rate line of credit where interest rates are guaranteed to decrease over time. We also offer the highest advances. Starting day one, empower wealth building and gain a competitive advantage.

Low-Interest Rate

AgoraCapital has one of the lowest interest rates for dealers and finance companies in the industry. Gain access to the source of funds that the major subprime lenders have access to.

Reducing Interest Rate

With AgoraCapital your interest rate gets better over time until it becomes a low fixed rate. We contractually guarantee you a low fixed rate.

Fast Contract Funding

Get empowered with the industry-leading advance rate. Increase your sales/financing, compete for growth, or use the advance in any way you choose.

No Personal Guaranty

Your personal life, family, finances, and real estate are not tied to your AgoraCapital line of credit.

No Hidden Fees

Gain the freedom to drive your success. AgoraCapital has limited financial and underwriting restrictions. There are also no hidden fees and no annual audit fees.

A.I. Driven Analytics

AgoraInsights is our patent pending technology that helps loan originators better understand the power of their portfolio. It provides the first-ever book value of loans that recognizes patterns in customer behavior and discovers ways to improve portfolio performance.

Bulk Purchase Program

AgoraTrade connects BHPH, independent auto dealers, and finance companies to an exclusive market of buyers paying top dollar for subprime paper. Sell loans to capital market investors, hedge funds, and banks. Let Agora handle it all for you.

"I was able to reach my 3-year goal after 15 months of being in business, and Agora was able to provide that for me."

"If dealers stay on top of their business, do it right, and put good loans on the books, their life will change in a few years – a 10 year growth plan will bump down to a 2-3 year plan. Agora Data allows dealers to grow that quickly."

"We were thinking of retiring or maybe slowing down our business, but after seeing the growth potential with Agora, we are full-force again! I’ll be able to retire with a lot more money than what we had already planned."

"It really is a game-changer. . . we’re going to be able to finance a lot more people. I’m not going to be worried about not being able to find investors or running short on the funds. It’s just a game-changer and a huge burden off my shoulders."

"I think this is really going to enable us to grow our portfolio without having to find outside dollars to bring in. Before, we were looking at a five-year ramp-up to be able to get to the levels of our goal… Now within 18 months, we can reach that goal."

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