Welcome to the AGORA Marketplace

An intelligent platform providing portfolio optimizing tools and a vast marketplace for buying and selling auto loans.

Why You Should Be Selling on AGORA

AGORA makes life simpler. Whether you originate and sell or buy loans, the AGORA platform alleviates major pain points in transacting, allowing you to maximize profits on a transaction and more easily focus in on your core business. AGORA brings together buyers and sellers from across the nation and engages them within a single, unified trading platform. We provide the search engine to help match the right deal with the right buyer, and provide tools and metrics to reveal insights throughout the transaction process, reducing workload on your analytical teams. All of this, and without any broker fees. And AGORA is secured and safe, allowing all of this to unfold with ease-of-mind in knowing your data is secure.

Integrated Marketplace

Sellers gain access to more buyers, without having to go through multiple brokers. AGORA unites the marketplace, and brings all parties under one, unified roof. You’ll be notified of all activity for your portfolio listing, including pending bids and bids you’ve accepted or rejected.

Stop Paying
Broker Fees

Never pay broker fees again. We eliminate the middle man, while keeping the integrity of the deal. Traditionally, Buyers (and in some cases Sellers) pay broker fees ranging from 1 to 4%. No more!

Data Integrity
and Security

When your data is placed into AGORA, it’s standardized in the preferred format of ALL Buyers. Buyers receive standardized data they know they can rely upon, and any and all data exceptions are identified and addressed. This is all backed by the most up-to-date encryption and security protocols.

Portfolio Tools
and Reporting

Portfolios and selections of loans are easy to list on the marketplace with AGORA’s intuitive filters and listing process. For every selection of loans, whether creating a listing or viewing received bids, AGORA displays meaningful descriptive statistics and summary information, giving you the information necessary to make informed decisions.

How it Works

Whether you’re looking to sell or buy auto loans, AGORA is the app for you. Choose from one of our two account types and start exploring ways to save with AGORA.
We take the guesswork out of the selling process. Easily and intuitively upload your loans to our platform where we provide built-in analytics and filters to help you shape the right deal for your needs. Get notified instantly via text, email, and in-app about new bids and views, and see it all in a single interface to help guide your decision-making process.
Learn how to sell
Jump into an easy to use search screen, where access to deals from across the nation is at your fingertips. View intuitive deal snapshots with readily visible statistics that provide meaning to a deal long before needing to involve any time-consuming analytical process, allowing you to find the right deals without the usual early pains of the analytical process. Manage all of your bids in a single place, and stay informed via text, email, and in-app notifications.
Learn how to buy

About Us

In ancient Greece, the Agora was a central gathering and marketplace. Today, AGORA is redefining the automotive finance market by serving as the central “hub” for buyers and sellers of automotive loans. We are data, process and secondary market experts that integrate all stakeholders in automotive finance.

AGORA Eliminates
Broker Fees

Whether the Buyer or the Seller is actually funding the brokers’ fees, the cut is coming from both sides. With no broker fees, you may get more for your paper.  For years both Buyers and Sellers needed to go through and get in touch with loan brokers. Now you retain control, choose what is best for you, and build relationships, while getting more for your paper with less time, costs, and headaches.

DMS Integration

AGORA is proud to be integrated into the nations leading DMS providers



Yes. All data is transmitted over SSL using 2048-bit encryption. Data is then further protected at the storage layer in the Cloud.. All users agree to a terms of use and a mutual non-disclosure of information. Before AGORA, your loan data with non-public information was often emailed to many (shotgun) in a non-secure format. This is a dangerous practice and in some cases is a violation of GLBA.
*Please review our Terms and Conditions and Privacy Policy for more details

Before listing a portfolio for sale, your data is never shown to other users. Upon listing, your loan data is visible only to approved buyers, pre-screened by AGORA.
*Please review our Terms and Conditions and Privacy Policy for more details

Currently, AGORA only facilitates the trading/exchange of auto loans and auto retail installment contracts consisting of prime, near-prime, subprime, and BHPH. We also have buyers for bankruptcy, deficiency balance accounts, and charge-offs. All payment frequencies and interest methods are acceptable.
*Please review our Terms and Conditions and Privacy Policy for more details

No. As a Seller, you can set the terms of the sale i.e. all-or-nothing trade, minimum principal balance sale amount, price, recourse, or anything else you want. It is totally up to you as the Seller. Buyers can either accept the terms or bid as they see fit and negotiate with the Seller.
*Please review our Terms and Conditions and Privacy Policy for more details

Still not sure AGORA is for you?

We would love to give you a personalized demo to see if AGORA can save you time and money.