Auto Dealers & Finance Companies

Accelerating Success

Agora Data empowers independent auto dealers and finance companies with access to affordable capital and technology resources that fuel growth and help to build wealth.

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Reducing Rate Line of Credit

AgoraCapital is the auto industry's first reducing rate line of credit, offering unlimited capital to fuel growth. Interest rates are guaranteed to decrease over time and become the lowest fixed rate possible. Low rates allow dealers to keep more of their profit.

Low-Interest Rate

AgoraCapital has one of the lowest interest rates for dealers and finance companies in the industry. Gain access to the source of funds that the major subprime lenders have access to.

Reducing Interest Rate

With AgoraCapital your interest rate gets better over time until it becomes a low fixed rate. We contractually guarantee you a low fixed rate.

Fast Contract Funding

Get empowered with the industry-leading advance rate. Increase your sales/financing, compete for growth, or use the advance in any way you choose.

No Personal Guaranty

Your personal life, family, finances, and real estate are not tied to your AgoraCapital line of credit.

No Hidden Fees

Gain the freedom to drive your success. AgoraCapital has limited financial and underwriting restrictions. There are also no hidden fees and no annual audit fees.

Data to Sell More Cars

AgoraInsights is an easy-to-use fintech platform that merges customer data and artificial intelligence to predict auto loan performance. Our desking tools help determine more profitable vehicles to purchase and suggests pricing strategies. Dealers can maximize portfolio performance by using these powerful resources.

Bulk Loan Purchasing

Agora Data's platform is bringing capital to dealers who want to sell their loans. Dealers can choose from the highest purchase prices available.

"I was able to reach my 3-year goal after 15 months of being in business, and Agora was able to provide that for me."

"If dealers stay on top of their business, do it right, and put good loans on the books, their life will change in a few years – a 10 year growth plan will bump down to a 2-3 year plan. Agora Data allows dealers to grow that quickly."

"We were thinking of retiring or maybe slowing down our business, but after seeing the growth potential with Agora, we are full-force again! I’ll be able to retire with a lot more money than what we had already planned."

"It really is a game-changer. . . we’re going to be able to finance a lot more people. I’m not going to be worried about not being able to find investors or running short on the funds. It’s just a game-changer and a huge burden off my shoulders."

"I think this is really going to enable us to grow our portfolio without having to find outside dollars to bring in. Before, we were looking at a five-year ramp-up to be able to get to the levels of our goal… Now within 18 months, we can reach that goal."

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