AI-Powered Capital Programs for Loan Originators

Start building wealth securely today with innovative, AI-driven capital solutions

A Smarter Path to Capital

In today’s evolving financial landscape, access to reliable subprime lending has been challenging for lenders and originators. Without secure and efficient access to capital, many lenders miss out on growth opportunities.

Leveraging Our Data-Driven Technology

Agora has pioneered sophisticated Artificial Intelligence and Machine Learning models designed to accurately and securely predict loan performance, ensuring that our lending partners can offer credit responsibly and profitably.

Agora provides technology that connects lenders with capital, providing a seamless, secure, and cost-effective way to grow their portfolios while minimizing risk. Similar to what large platform lenders and originators enjoy.

Building Wealth Safely with Technology

We trained our patent-pending technology on a vast $350 billion dataset of subprime automotive finance.

Leveraging that technology, we offer tools to make better decisions, originate loans responsibly, promote consumer success, and build stronger portfolios.

$350 Billion

Data Foundation

99.1% Accurate

Patent Pending AI/ML Model

150+ Years

Experience in Leadership Team

Products and Features

AgoraCapital™ provides structured financing to Loan Originators, connecting them to abundant and affordable capital from the capital markets. Our artificial intelligence, analytics, structures, and guidance provide the scale and sophistication to the Loan Originators.

AgoraTrade Auto Loan Trust (ATALT) offers structured portfolios ranging from $5 million to $50 million, with a guaranteed yield. Our interests are fully aligned—our compensation begins only after you receive your return.

Dynamic reporting and analytics for your loan portfolio. Understand value, cash flows and more.

Loan Originator access and guidance to your loan portfolio with granular loan-level information enabling originators to manage their portfolios and originations. The AgoraPortal™ is the only technology on the market providing guidance and tools aiding loan originators seeking to build wealth.

Nuron™ is our patent-pending artificial intelligence (AI) risk, pricing, and fraud modeling system, which has achieved 99.1% accuracy in predicting cash flows and cumulative net loss (CNL). Our machine learning models were trained and designed using over $350 billion in loan principal balance.

Agora designed ALTRUVO™ as a structuring tool used by loan originators for safe and sound lending, enabling the originator to create loans with lower odds of defaulting and better consumer success. It is the only tool on the market that shows originators the risk-adjusted cash flow of a single loan.