Connecting Dealers to Innovative Capital Solutions and AI-Powered Technology
Finance More Subprime Customers, Sell More Cars, and Make More Money
Become Your Own Subprime Captive Lender
Sell Your Bulk Portfolio and Maximize the Return
Start Earning Your Additional Loan Profit
From stocking the lot, marketing it, and getting shoppers to buy from it, dealers do all the work. Why not be empowered and have the strength of a finance company and keep the lifetime profit of every auto loan you originate? Agora is putting the dollars back in the “F” in “F&I” with our Additional Loan Profit program.
You sell the car, earn the gross profit on that sale, create the retail installment contract, and submit it to Agora to start earning the Additional Loan Profit over the life of that auto loan.
It’s that simple.
See the Additional Loan Profit Potential
Adjust the sliders below to see the benefit of Additional Loan Profit the AgoraCapital program provides. Your dealership can have the strength of a Finance Company by allowing you to keep the lifetime profit of every auto loan you originate. Speak to a Sales Manager today to learn more.
Terms contained herein are indicative and solely for discussion purposes. Agora makes no representation or warranty with respect to and assumes no responsibility for the adequacy of this presentation as a tool for financial planning nor any by-product of such information thereof.
Agora Guaranteed Funds
We Guarantee a Portion of the Additional Loan Profit on Your First 100 Subprime Auto Loans
Dealers nationwide are receiving huge payouts of the Additional Loan Profit that we guarantee on their first 100 subprime auto loan contracts. This program offers a guaranteed way to build wealth and enhance revenue.
Dealers participating in the program are taking full advantage.
"For us, it was about getting funds at a reasonable cost. We needed a partner who understood the business — someone willing to grow and work with us. We found that in Agora."
Matt Struble
AI-Powered Auto Finance Technology
We trained our patent-pending technology on a vast $350 billion of subprime automotive finance data. Our patent-pending machine learning models utilize that data to predict future performance with 99.1% accuracy.
We use that technology along with generative AI and machine learning to create robust tools that put our innovation in the hands of our dealers helping them make better decisions and grow their subprime auto loan portfolios with safety and soundness.
Dealer Portal
Get an Edge in the Auto Industry
AI-Powered Chatbot
Introducing ALICE
AI-Powered Desking Tool
Agora Program Highlights
Viable path to profit
Earn the finance company revenue you've been giving away by collecting Additional Loan Profit on every loan you write.
Transparent program
Our team will be in constant contact to assist in underwriting, loan servicing, and portfolio management.
No excessive or surprise fees
With no hidden fees, the AgoraCapital program parameters are designed to give you full confidence in seeing your profit.
Fast contract funding
Receive your funding faster with our eContracting platform.
Sell your own F&I products
Sell any F&I product of your choice. Keep your customers and their vehicles protected for the life of the loan.
Fast distributions
Build a non-prime auto loan portfolio, collecting Additional Loan Profit on every loan you write.
Meet Our Dealer Leadership Team
Our experience includes starting and operating successful subprime auto finance companies, running franchise and independent auto dealer groups, successfully securitizing billions in the capital markets, purchasing billions on the auto loan secondary market, managing private equity companies, managing data science teams, leading risk management teams, managing call centers, founding national trade associations, and much more.
Chris Barry
SVP - Sales
Nick Reed
Regional Sales Director
Get In Touch
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Still have questions?
Agora is the only lender that provides a low risk, turn-key structure for dealers to earn Additional Loan Profit on the subprime loans they originate. AgoraCapital provides abundant upside potential.
Our programs easily integrate with existing auto loan portfolios.
A loan originator can exit and stop sending loans at any time.
Agora provides the capital to fund your loans, loan servicing, and guidance to help maximize your portfolio performance. This includes underwriting, compliance, and portfolio/cash/asset management.