Independent Auto Dealers
Capture More Profit Per Deal
Start with OnRamp for a fast way to capture more profit today.
Advance to WealthBuilder to earn long-term upside and multiply your returns on every auto contract.
Your Dealership's Path to Wealth Building
- Begin with OnRamp
Start Strong.
Build Performance.
What It Takes to Unlock WealthBuilder
- Submit $500k funded contracts to Agora.
- 6 Months of OnRamp status.
- Consistent performance tracking and in good standing.
- Unlock WealthBuilder
Gain Real Wealth.
Strategy-Driven Growth.
Ongoing Wealth Management
- Agora provides expert oversight designed to help your dealership grow.
- See your portfolio performance at any time and make decisions with guidance behind you.
- May Special
90 Days On Us
A $299/month value. May only - offer ends May 31. Get real insights from your data and zero application fees.
Sign up before the end of May!
How It Works
Three Easy Steps to Greater Returns
Apply and Get Set Up
Lightning fast funding and approval. Start offering financing to customers right away with OnRamp.
Hit the $500k Funded and 6-Month Milestones
Reach these goals and unlock WealthBuilder.
Earn More Loan Profit
WealthBuilder enables your dealership to capture an additional $5k - $12k on each unit after the net check while selling 3–5 more vehicles each month.*
Maximize Wealth
Stop Giving Away Your Profits and Customers
Sell More Vehicles
Attract a wider customer base with Agora and optimize financing to turn browsers into buyers.
Maximize Your Profits
Protect your margins and keep the loan profit after the net check is paid with WealthBuilder.
Keep Your Customers
Build lifelong customer loyalty to ensure repeat and referral business.
Built for Independent Dealers in the
Subprime Market
Agora Data, Inc. is a leading consumer fintech company transforming access to capital in the non-prime auto finance market.
We empower originators to build wealth, unlock capital, and scale responsibly with AI-driven analytics and innovative financing solutions.
Backed by deep automotive experience, Agora completed the industry’s first asset pooled non-prime auto securitization in 2020, the first to bring U.S auto loans on-chain as tokenized real-world assets in 2026, and continues to pioneer new paths in auto finance technology.
Join OnRamp
Start Earning Now.
Build Wealth Over Time.
Get started with OnRamp, a simple, proven path for independent auto dealers to start earning right away.
Then use time and performance to build greater wealth.
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* Actual amounts vary based on amount financed, term, rate, advance, LTV and other factors. This is a generalization for illustrative purposes only.