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How to Build a Profitable Auto Finance Portfolio as an Independent Dealer
Independent auto dealers face a unique challenge: offering financing to non-prime customers while maintaining a healthy, profitable auto finance portfolio. This is not just about
The Role of Vehicle Valuation in Non-Prime Auto Financing Decisions
For independent auto dealers operating in the non-prime space, vehicle valuation is far more than a pricing exercise. It is a strategic cornerstone of smart
Why the 2026 Tax Refund Season Could Reshape Consumer Collections
By Steve Burke, CEO Agora Data For nearly ten years, I have written and spoken about the relationship between federal tax policy and consumer
How Auto Dealers Can Sell More Cars This Tax Season
Tax season brings a surge of motivated shoppers who use refunds for down payments and vehicle purchases. In 2025 the average federal refund climbed to
Subprime Auto Finance Delinquency Trends Dealers Should Watch
Understanding how delinquency trends impact portfolio performance is key to protecting profitability and accessing capital for today’s car dealers. While fluctuations in payment behavior are
Advanced Subprime Financing Strategies for Independent Auto Dealers
Innovative subprime auto finance alternatives offer independent car dealers a more powerful way to expand their customer base and increase sales.