AgoraInsights

Enhance Your Dealership's Auto Loan Portfolio

AgoraInsights is a free, state-of-the-art analytics program that empowers BHPH dealers to maximize portfolio performance, reduce risk, and manage cashflow.

With access to liquidity and the most powerful analytics in the industry, dealers gain a whole new level of control over their portfolio.

AgoraInsights | Tablet

INSIGHTS

Empowerment to Better Manage Your BHPH Portfolio

Features of AgoraInsights

Dealership Support

Get free advice and guidance from an industry expert.

Portfolio Valuation

Review the true market-value of every loan in your portfolio.

Access to Liquidity

Seamlessly convert your loans to cash. Agora does not charge you a fee when you sell.

Underwriting Evaluation

Identify factors affecting your portfolio's value.

Risk Assessment

Quickly identify loans that have an increased risk of default.

Performance Tracking

Monitor daily fluctuations in your portfolio's value.

Industry Tracking

Review the most common underwriting tactics used in the industry.

Loan Stratifications

Track, analyze, and display your individual loan stratifications.

Dealership Comparison

Anonymously compare your underwriting to other BHPH dealerships.

Dealership Support

Dealership Support

Agora has an experienced team of BHPH portfolio strategists ready to help you evaluate your portfolio and make strategic recommendations to maximize your return.

Connect with our industry experts to get advice on:

  • Overcoming business and operational challenges
  • Navigating the industry's current market
  • Deciding which loans could provide more profit if sold
  • Making strategic management decisions to maximize future profits

Portfolio Valuation

Get the most accurate portfolio valuation available to the industry – each loan within your portfolio is carefully analyzed by our platform, assessed for risk, and cross-compared with other similar loans trading on the market.

AgoraInsights | Portfolio Valuation
AgoraInsights | Access to Liquidity

Access to Liquidity

AgoraInsights brings the nation’s premier banks, finance companies, hedge funds, and private equity groups directly to you so that you always receive the most competitive offer for your loans.

Rest assured, your dealership will remain 100% anonymous on our platform until you decide you are ready to sell, so feel free to explore offers from the array of buyers competing for your paper.

Until you accept a proposal, buyers will NEVER know who you are, have your contact information or be able to see any non-public information (GPS ID, VIN numbers, and customer information).

Underwriting Evaluation

Discover the factors responsible for the success of your top performing loans. Quickly compare subtle differences in structure and learn what underwriting strategies perform best for your individual dealership.

AgoraInsights | Individual Loan Inventory

Risk Assessment

Review a critical analysis of your portfolio to assess its ongoing performance. We will inform you whether certain loans are at risk of default and provide actionable feedback to improve your returns.

Performance Tracking

Much like the stock market, your portfolio’s value will constantly fluctuate with daily activity. Monitor changes in your current financial position, the progress you’ve made, and your projected future performance.

AgoraInsights | Performance Tracking
AgoraInsights | Industry Tracking

Industry Tracking

Review the most common underwriting tactics used in the industry. Keep track of daily changes happening within the BHPH industry, and monitor the ongoing adjustments made by other dealerships.

Loan Stratifications

Dive into a visually comprehensive dashboard that tracks, analyzes and displays important loan statistics. Quickly review information such as vehicle make breakdown, delinquency, and more.

AgoraInsights | Strats
AgoraInsights | Dealership Comparison

Dealership Comparison

Anonymously compare your underwriting to other BHPH dealerships. See how your loans stack up against the industry. View benchmarking stats such as:

  • Average Amount Financed
  • Average APR
  • Average Loan-to-Value
  • Average Term
  • Most Common Payment Frequency
  • Average Down Payment

Getting Started

With a few simple clicks, you can fully integrate your dealer management system with our platform. You will immediately have access to the comprehensive analytics of your portfolio and every loan in it. If we are not currently partnered with your dealer management system, let our onboarding team know, and they will get you up and running.

Why It's a Game Changer

Our tools provide you complete control over your business and auto loan portfolio. We empower you to make strategic decisions, identify opportunities for growth, and track the overall health and performance of your portfolio.

Great For

  • Tracking portfolio growth
  • A visual breakdown of your assets
  • Comparing yourself to the industry
  • Seeing the effects of your underwriting

Have a Question About AgoraInsights?

We’d love to hear from you. Send us a message and we’ll respond as soon as possible.

More Agora Features

Selling Your Auto Loans

Agora unites the auto loan marketplace by bringing all participating parties to one unified platform. Sellers are now entirely anonymous as buyers compete for your paper. You’re now in complete control.
Man at Laptop

COMING SOON

AgoraCapital provides dealers with access to an efficient line of credit with minimal loan covenants and very low interest rates.
Auto Dealer Making A Sale

FAQs

Frequently Asked Questions

When you integrate your dealer management system with Agora our machine learning models pull NADA values for the related vehicles underlying the loans in the portfolio. Agora then inputs the collateral value and other data points from your dealer management system into our proprietary probability model. This model runs over 10,000 probabilities for each loan, rolls up to the portfolio level and projects future cash flows, including defaults, prepayments, interest and principal payments and recovery month over month. This model refreshes routinely as new inputs from your dealer management system are received.

Billions of dollars in principal balance were used to create the Agora Valuation Model and have been used and tested by finance companies buying loans. We have real history utilizing the Agora Valuation Model.

To receive the full power of AgoraInsights, only you and Agora can see your data. If you decide to sell loans, then potential buyers can see your non-public information data only with your express permission. Buyers on our platform are licensed, approved by Agora and never see your identity, customer information or non-public information when creating a Proposal. They use the loan level and valuation data to structure a Proposal to send to you.

AgoraInsights allows you to compare your dealership or finance company portfolio performance to others in your market.

*Please review our Terms of Use and Privacy Policy for more details.

Need Help Getting Started?

Our onboarding team is ready to show you how Agora can transform the way you operate.

Have Any Questions?

We’d love to hear from you.
Send us a message and we’ll respond as soon as possible.