Your Growth Doesn't Have to be Limited
AgoraCapital provides Buy Here Pay Here dealers with a custom bridge to capital markets’ financing and empowers them with the borrowing power and low-interest rates that are used by most of the nation’s largest auto lenders.
CAPITAL
We're Changing the Way You Grow Your Business

Get the Capital You Need to 3X Your Portfolio
AgoraCapital provides you the capital facility to achieve this growth. Connect your account and receive a signed, 24-month AgoraCapital invitation within 24 hours!
Low-Interest Rates
Get interest rates as low as 6%*. Agora enables BHPH dealers with access to low-interest funding that some of the nation's largest lenders use to build multi-million dollar portfolios.
Grow Your Loan Portfolio
You now have the freedom to pursue your dreams. Equip your dealership or finance company with a Capital Facility at least three times your current capacity and gain the financial freedom to grow as much as you desire.
No Personal Guaranty
Drastically reduce risk by eliminating the need for a personal guaranty or a pledge of your real estate. Without having to pledge personal assets, you can sleep better and grow faster, knowing that your resources are secure.
Non-Recourse Advance
Our industry-leading advances are non-recourse. There is no monthly borrowing base or true-up for ineligible loans so the advance you get is yours to keep.
*These terms are solely indicative, confidential, are not binding, and are subject to change.
Schedule Time to Learn More
You’re only a few steps away from revolutionizing your dealership.
- Schedule time on the calendar to meet with us
- Review your goals and plans for growth
- Empower your business with AgoraCapital
FAQs
Frequently Asked Questions
Crowdsourced securitization was invented by Agora and is aggregating many originators like you into “one bucket” creating the scale needed for an elegant and efficient financing.
The technology, math, legal structure, and analytics are very complicated. We invented the technology to accomplish this new securitization strategy and have spent millions in legal fees and development costs to ensure streamlining of requirements and compliance.
Low interest rates, unlimited capital without recourse or personal guaranties. Plus, access to the capital markets often creates potential for blue sky value when/if you sell your business.
Simply put, a bank loan is debt and AgoraCapital is non-recourse debt. No ineligible loans causing monthly true ups. Also, term financing, which means the money you get is for the term of your loans and not “annually renewable.”
Lower cost and less restrictions
The advance provided is non-recourse. It is paid by the payments from customers; however, since it is non-recourse originators are not responsible to pay it back in the event of defaults.
More Agora Features
Analyze and Manage Risk

Convert Loans to Cash
AgoraTrade unites the auto loan marketplace by bringing all participating parties to one unified platform. Sellers are anonymous as buyers compete for your paper. You’re now in complete control.

Have Questions About AgoraCapital?
Our onboarding team is ready to show you how Agora can transform the way you operate.