Enhance Your Dealership's Auto Loan Portfolio
AgoraInsights is a free, state-of-the-art analytics program that empowers BHPH dealers to maximize portfolio performance, reduce risk, and manage cashflow.
With access to liquidity and the most powerful analytics in the industry, dealers gain a whole new level of control over their portfolio.
INSIGHTS
Empowerment to Better Manage Your BHPH Portfolio
Features of AgoraInsights
Dealership Support
Get free advice and guidance from an industry expert.
Portfolio Valuation
Review the AgoraBook value of every loan in your portfolio.
Access to Liquidity
Seamlessly convert your loans to cash. Agora does not charge you a fee when you sell.
Underwriting Evaluation
Identify factors affecting your portfolio's value.
Risk Assessment
Quickly identify loans that have an increased risk of default.
Performance Tracking
Monitor daily fluctuations in your portfolio's value.
Industry Tracking
Review the most common underwriting tactics used in the industry.
Loan Stratifications
Track, analyze, and display your individual loan stratifications.
Dealership Comparison
Anonymously compare your underwriting to other BHPH dealerships.
Dealership Support
Agora has an experienced team of BHPH portfolio strategists ready to help you evaluate your portfolio and make strategic recommendations to maximize your return.
Connect with our industry experts to get advice on:
- Overcoming business and operational challenges
- Navigating the industry's current market
- Deciding which loans could provide more profit if sold
- Making strategic management decisions to maximize future profits
Portfolio Valuation
Get the most accurate portfolio valuation available to the industry – each loan within your portfolio is carefully analyzed by our platform, assessed for risk, and cross-compared with other similar loans trading on the market.
Access to Liquidity
AgoraInsights brings the nation’s premier banks, finance companies, hedge funds, and private equity groups directly to you so that you always receive the most competitive offer for your loans.
Rest assured, your dealership will remain 100% anonymous on our platform until you decide you are ready to sell, so feel free to explore offers from the array of buyers competing for your paper.
Until you accept a proposal, buyers will NEVER know who you are, have your contact information or be able to see any non-public information (GPS ID, VIN numbers, and customer information).
Underwriting Evaluation
Discover the factors responsible for the success of your top performing loans. Quickly compare subtle differences in structure and learn what underwriting strategies perform best for your individual dealership.
Risk Assessment
Review a critical analysis of your portfolio to assess its ongoing performance. We will inform you whether certain loans are at risk of default and provide actionable feedback to improve your returns.
Performance Tracking
Much like the stock market, your portfolio’s value will constantly fluctuate with daily activity. Monitor changes in your current financial position, the progress you’ve made, and your projected future performance.
Industry Tracking
Review the most common underwriting tactics used in the industry. Keep track of daily changes happening within the BHPH industry, and monitor the ongoing adjustments made by other dealerships.
Loan Stratifications
Dive into a visually comprehensive dashboard that tracks, analyzes and displays important loan statistics. Quickly review information such as vehicle make breakdown, delinquency, and more.
Dealership Comparison
Anonymously compare your underwriting to other BHPH dealerships. See how your loans stack up against the industry. View benchmarking stats such as:
- Average Amount Financed
- Average APR
- Average Loan-to-Value
- Average Term
- Most Common Payment Frequency
- Average Down Payment
Getting Started
With a few simple clicks, you can fully integrate your dealer management system with our platform. You will immediately have access to the comprehensive analytics of your portfolio and every loan in it. If we are not currently partnered with your dealer management system, let our onboarding team know, and they will get you up and running.
Why It's a Game Changer
Our tools provide you complete control over your business and auto loan portfolio. We empower you to make strategic decisions, identify opportunities for growth, and track the overall health and performance of your portfolio.
Great For
- Tracking portfolio growth
- A visual breakdown of your assets
- Comparing yourself to the industry
- Seeing the effects of your underwriting
Want More Info About AgoraInsights?
Let us know a little more about you.
More Agora Features
Selling Your Auto Loans
AgoraCapital connects dealers to the Capital Markets and provides an efficient Capital Facility with minimal loan covenants, high advance rates and very low interest rates.
FAQs
Frequently Asked Questions
Billions of dollars in principal balance were used to create the Agora Valuation Model and have been used and tested by finance companies buying loans. We have real history utilizing the Agora Valuation Model.
AgoraInsights allows you to compare your dealership or finance company portfolio performance to others in your market.
Need Help Getting Started?
Our onboarding team is ready to show you how Agora can transform the way you operate.