Agora Data and GWC Warranty Partnership Offers Trusted F&I Protection Products
This includes Vehicle Service Contracts (VSC) and Guaranteed Asset Protection (GAP), that help dealerships protect backend profitability while maintaining clean, fundable auto contracts.
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Vehicle Service Contracts (VSC)
Guaranteed Asset Protection (GAP)
Sell more VSC and GAP backend products without the back-and-forth hassle to get deals funded.
Agora Data has partnered with GWC Warranty, a trusted provider of vehicle protection solutions with more than 30 years of industry experience, to give Agora dealers simplified access to VSC and GAP products through the Agora platform.
These offerings are designed to work with existing funding workflows, helping dealers optimize every sale, protect backend profitability, and give customers added confidence from the start of ownership.Â
F&I protection products for used cars:
What Are VSC Solutions?
Vehicle Service Contract solutions may help cover the cost of unexpected vehicle repairs, giving customers added confidence after the sale and helping dealers offer protection products that support long-term customer satisfaction.Â
What Are GAP Solutions?
Guaranteed Asset Protection coverage may help cover the difference between a vehicle’s actual cash value and the remaining account balance if the vehicle is declared a total loss or stolen, helping reduce unexpected out-of-pocket expenses for the customer.Â
 This means you can continue selling coverage your customers value without recontracting, unnecessary deal delays, or diluted advances.Â
Why Dealers Choose VSC and GAP Programs
VSC and GAP remain two of the most important tools for dealership profitability and F&I product strategy.Â
This partnership was built with one clear objective:Â
Help dealers sell more backend products while keeping deals clean and funding predictable. Â
Sell smarter. Fund faster.
What’s In It for AgoraCapital Dealers
- Approved backend products with confidence.
- Coverage that helps drivers manage unexpected repair costs without slowing down approvals or funding.Â
- GAP protection that helps customers address potential balance gaps if a vehicle is totaled or stolen.Â
- Access trusted protection products through a simplified process inside the Agora platform.Â
Protect Backend Profitability
VSC & GAP products are structured to align with Agora funding guidelines, so backend sales don’t dilute your advance.
Cleaner Deals, Smoother Funding
No unnecessary adjustments. No last-minute changes. Just a more efficient path from contract to funding.
Increase Buyer Confidence
Coverage from a nationally recognized provider helps customers feel protected long after the sale, with day-one coverage and the flexibility to choose any licensed repair facility.
Better Long-Term Outcomes
Buyers with coverage are better equipped to manage repairs, helping reduce stress, complaints, and surprises down the road.
Trusted Market Credibility
GWC Warranty products carry the Motor Trend Recommended Best Buy designation for independent dealers, reinforcing trust with your team and your customers.
About GWC Warranty
GWC Warranty is a well-established provider of vehicle protection solutions with more than 30 years of industry experience. Its VSC and GAP products are designed to be easy to explain, flexible for customers, and aligned with a wide range of vehicle types and buyer needs.Â
 Paired with Agora’s data-driven platform, these offerings reduce friction across the car-buying lifecycle and support stronger outcomes for dealers and drivers alike.Â
 Built to Work Inside the Agora Data PlatformÂ
The Agora Data + GWC Warranty partnership:
Integrates directly with the Agora Data platform
Aligns with existing program and funding guidelines
Supports modern auto finance workflows dealers already use
Helps dealers maintain consistent deal structures and predictable funding outcomes
Supports backend profitability while improving the buying and ownership experience for driversÂ
Read the press release to learn more about the Agora–GWC partnership.
Frequently Asked Questions
How do vehicle service contracts help dealerships?
Vehicle service contracts help dealerships increase backend profitability by adding high-value protection products to each deal while improving customer confidence.
Do service contracts affect funding?
Vehicle service contracts are designed to align with funding guidelines, helping dealers avoid deal restructuring or advance dilution.Â
How does GAP help customers?
GAP helps protect customers from potential balance gaps if their vehicle is declared a total loss or stolen, and the insurance settlement does not cover the remaining loan balance.Â
What should dealers look for in a vehicle protection product provider?
Dealers benefit from providers that offer clear coverage terms, nationwide support, and compatibility with their funding platform.Â
How to file a VSC claim?
For VSC claims issues, questions, and general claim inquiries (including coverage questions), contact:
escalations@apcoholdings.comÂ
(877) 404-0049
How to file a GAP claim?
For GAP claims issues, questions, and general claim inquires (including coverage questions), contact:
gapdept@easycare.com
(800) 521-2774
Having trouble accessing the GWC Dealer Portal?
For rating issues, dealer portal issues, and portal login requests, contact:
salessupport@apcoholdings.com
(800) 482-7357
Ready to Learn More?
Program details: Refer to the AgoraCapital Platform and Funding Guidelines in the Agora Portal (Support Library).
Questions?: Your Agora Account Manager is ready to help walk through how this applies to your dealership.