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Collaboration with Figure connects auto loan assets to modern capital markets while preserving the simplicity and consistency dealers rely on today.
Arlington, Texas – Mar 11, 2026 — Agora Data, Inc. (“Agora”), a nonprime auto fintech and analytics platform, recently announced the expansion of its capital markets infrastructure through a collaboration with Figure Technology Solutions (NASDAQ: FIGR), the leading blockchain-native capital marketplace for the origination, funding, sale and trading of tokenized assets.
In a first for the auto finance industry, this collaboration introduces a blockchain‑enabled pathway that allows U.S. auto loans to be represented as tokenized real‑world assets (RWAs). This approach expands how auto loan assets can participate in capital markets while maintaining the same program structure and simplicity dealers expect from AgoraCapital.
For more information on ALTRUVO™, visit https://agoradata.com/altruvo.
For dealers, the process remains unchanged. Behind the scenes, however, the financial infrastructure supporting their originations is evolving—opening access to a broader, more modern capital ecosystem.
“From the dealer’s perspective, nothing changes about how they work with Agora. What this represents is the continued evolution of the infrastructure supporting the AgoraCapital program and the dealers who rely on it every day. Agora was the first to crowdsource auto loans, and now we’re bringing the next generation of capital markets into auto finance."
Expanding Opportunity for Dealers
Agora’s platform was built around a simple idea: provide dealers and small to mid-sized financial institution partners with access to capabilities traditionally reserved for large financial institutions. By integrating modern capital markets infrastructure, Agora is broadening how auto loan assets reach investors—while keeping the consistency, simplicity, and alignment dealers expect from the AgoraCapital program.
Through its collaboration with Figure, auto loans originated within the Agora ecosystem can now be introduced to modern capital markets as tokenized real‑world assets. This creates new avenues for institutional and digital‑native investor participation in consumer credit, without adding complexity for dealers or financial institutions using the platform.
For dealers, the takeaway is clear: the AgoraCapital program continues to support profitable growth today, while being built to adapt as financial markets evolve.
Bringing Auto Finance to Modern Capital Markets
Figure is widely recognized as a pioneer in blockchain-based capital markets infrastructure, helping enable traditionally illiquid financial assets to be distributed with greater efficiency and transparency.
As part of the collaboration, Agora will leverage Figure’s platform to expand how auto loan assets connect with capital markets; however, Figure will not fund dealers directly and will have no direct relationship with dealerships.
“Blockchain-enabled capital markets are not a replacement for traditional funding sources, they are an expansion of what’s possible. By integrating modern market access with the platform we’ve built for dealers, we’re continuing to expand the tools available to help them originate and grow."
"Agora has consistently pushed the auto finance industry forward in ways that benefit dealers. By connecting auto loan assets with modern capital markets infrastructure, this collaboration opens new pathways for investor participation while supporting continued growth within the industry."
Advancing the Future of Dealer-Driven Auto Finance
Agora has long challenged traditional auto finance approaches to drive better outcomes for dealers and their customers. The company was the first to crowdsource securitization for auto assets and is now among the first to introduce tokenized auto loans through blockchain-based capital markets infrastructure.
By pairing dealer-driven originations with expanded access to modern capital markets, Agora continues to advance a platform designed to deliver long-term opportunity and growth for the dealers and financial institutions it serves.
The platform is expected to begin onboarding assets this month.
For additional details view the full press release on GlobeNewswire.
About Agora Data, Inc.
Agora Data, Inc. is a leading non‑prime auto fintech innovator transforming access to capital across the automotive finance ecosystem. Through advanced AI‑driven analytics, credit modeling, and capital markets expertise, Agora empowers loan originators to improve portfolio performance, unlock capital, and scale responsibly.
Backed by deep automotive roots, Agora has delivered multiple industry firsts, including the industry’s first asset‑pooled non‑prime auto securitization in 2020. The company continues to pioneer innovative structured finance and funding solutions for auto dealers, financial institutions, and investors through embedded finance products. Agora drives greater efficiency, transparency, and long‑term performance in non‑prime auto finance.
For more information, visit www.agoradata.com or call 1‑877‑592‑4672.
About Figure Technology Solutions
Figure Technology Solutions, Inc. (NASDAQ: FIGR) is a blockchain‑native capital marketplace that connects loan origination, funding, and secondary market activity. More than 250 partners use Figure’s loan origination system and capital markets platform.
Collectively, Figure and its partners have originated more than $22 billion in home equity and other consumer credit products, making Figure’s ecosystem the largest non‑bank provider of home equity financing. The company’s fastest‑growing offerings include Figure Connect, its consumer credit marketplace, and Democratized Prime, its on‑chain lending and borrowing marketplace.
Figure’s ecosystem also includes DART (Digital Asset Registry Technology) for asset custody and lien perfection, and $YLDS, an SEC-registered yield-bearing stablecoin that is issued by a tokenized face-amount certificate company, which is a type of registered investment company.
Figure is the market leader in real world asset (RWA) tokenization and its most recent securitization received a AAA rating from S&P and Moody’s, the first of its kind for blockchain finance.
Learn more at Figure.com or follow Figure on LinkedIn.
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