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Agora Introduces the First-Ever Blockchain-Enabled Pathway for Auto Loan Investment

A forward-looking first-ever platform tokenizing auto loans that brings modern transparency, flexibility, and access to the U.S. auto loan market. The future is here and the road is paved on-chain.

A New Advancement in Auto Loan Market Access

ALTRUVO™ is designed to transform how auto loans move into modern capital markets. The platform expands participation by aligning advanced AI and analytics with next generation blockchain infrastructure.

Through collaborative innovation, ALTRUVO reflects a strategic partnership focused on creating the first platform that brings U.S. auto loans into a blockchain-powered environment where they can enter modern markets as tokenized real-world assets.

This first-of-its-kind evolution sets a new standard, strengthening visibility, confidence, and access across the broader auto finance landscape.

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Technology That Elevates the Auto Finance Ecosystem

This initiative represents a major milestone in how consumer finance operates, connecting industry leading credit modeling with blockchain native tools such as

Marketplace Technology

Structured Finance Functionality

Digital Asset Support

Democratizing Auto Loans

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By linking these capabilities, ALTRUVO supports a more informed, data-driven experience for participants and enhances the underlying economic potential of this asset class.

Auto, Expanding a Segment Traditionally Limited to Institutions

With ALTRUVO, the auto finance category takes an important leap toward accessibility. The platform reflects an effort to broaden access to an asset category that has historically been limited to banks and large institutional participants.

ALTRUVO is reshaping what engagement in the auto loan market can look like. This broadened path enables a more diverse range of participants to more easily explore opportunities within a trillion dollar industry sector.

ALTRUVO’s availability to worldwide DeFi investors diversifies and amplifies capital access for all loan originators including car dealerships and finance companies with reduced fees, speed, and ease in transacting.

Blockchain-Driven Access and New Liquidity Channels

Built on the Figure platform, ALTRUVO allows participation through a streamlined, digital experience. The platform reflects a model where users can connect directly to explore, evaluate, or engage with auto loans that originate from the ALTRUVO ecosystem. This creates new channels for transparency, liquidity, and operational efficiency within the 1.6 trillion dollar U.S. auto market.

This structure supports a modern, technology-forward approach that aligns with how today’s financial markets are evolving.

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DeFi investors world-wide can earn healthy returns from lending on auto loans and loan originators like car dealerships not only generate revenue from the origination of the auto loan and the additional loan profit (ALP) through the Agora products but now can have additional revenue as a DeFi investor in their or other auto loans with one-hour liquidity.

Dealerships searching for more revenue per customer without any change in their process will benefit from tokenized assets and the opportunities from it.

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Operating on Proven, High-Performance Technology

ALTRUVO will operate directly on Figure’s blockchain architecture, which means the platform leverages advanced infrastructure, marketplace capabilities, and an established investor network to distribute auto loans as tokenized assets.

Though the AgoraGateway, loan data is standardized, inventoried, valued and audited to ensure ease of conversion to digital assets.

This creates an end-to-end environment optimized for consistency, speed, and transparency.

A Scalable Platform That Supports Growth and Demand

ALTRUVO represents a blockchain-based approach that strengthens organizational funding diversification. This scalable channel is designed to meet rising engagement levels and better support the needs of auto dealers and financial institutions.

The platform is architected for growth, adaptability, and long-term relevance in a market where efficiency and innovation are increasingly necessary.

Expanding Participation and Market Connectivity

ALTRUVO supports a model that broadens participation, enabling decentralized finance participants to access auto-backed assets through the Figure environment.

This integration helps bridge traditional asset classes with newer digital frameworks. ALTRUVO supports participation models aligned with both contemporary and emerging investment techniques.

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Strengthening Efficiency Across the Lifecycle

Through a streamlined workflow, ALTRUVO promotes blockchain-based processes that improve transparency, scaling potential, and operational effectiveness.

With lifecycle events recorded digitally, the ALTRUVO platform reduces manual friction and enhances visibility.

A Platform That Connects Multiple Financial Worlds

ALTRUVO contributes to the broader convergence of fintech, structured finance, and decentralized financial systems. 

This one-of-a-kind platform creates a new connection point between longstanding investment practices and modern digital innovation.

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