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Partnership offers trusted F&I protection products while supporting backend profitability
Through the partnership, Agora dealers can offer eligible customers VSC and GAP products through the AgoraCapital platform. The integrated offerings help dealers optimize every sale, protect backend profitability, and improve the buying and vehicle ownership experience for consumers.
This partnership enables dealers to offer solutions that help customers handle unexpected repair expenses and address potential balance gaps if a vehicle is declared a total loss. At the same time, dealers can maintain consistent deal structures and predictable funding outcomes, which are critical for long-term performance.
“Dealers want to sell backend products that drive customer satisfaction and ensure loan performance. This partnership with GWC Warranty supports that objective by aligning trusted protection products with how dealers operate in the real world: efficiently, transparently, and with a focus on long-term performance and customer confidence"
Jeremy Beck, EVP of Revenue Operations and Head of Sales at Agora Data.
GWC’s protection solutions are designed to give customers confidence from the start of ownership, with coverage beginning on day one. Customers also benefit from the flexibility to choose any licensed repair facility, allowing for a more convenient experience. In addition, GWC remains the only provider whose products carry the MotorTrend Recommended Best Buy designation for independent dealers, reinforcing credibility and trust in the marketplace.
When combined with Agora’s data-driven technology, these offerings are intended to reduce friction across the entire car-buying lifecycle. The result is a more seamless experience for both dealers and drivers, along with improved outcomes across the board.
“VSC and GAP products play an important role in helping consumers stay on the road and protect their investment. Working with Agora Data allows us to support dealers with vehicle protection solutions that are easy to explain and cover a wide range of vehicle types and buyer needs."
James Virgoe, SVP and Managing Partner, GWC Warranty (an APCO Holdings brand).
This partnership reflects a continued focus on delivering value-added capabilities that help auto dealers sell more vehicles, operate more efficiently, and strengthen long-term profitability. As the automotive retail landscape becomes more competitive, solutions that improve both operational performance and customer confidence are becoming increasingly important.
About GWC Warranty
Since 1995, GWC has provided dealerships of all sizes with the right F&I solutions for used vehicles. Their products, training, and profit-building programs help dealers optimize every sale, with a best-in-class claims experience that helps strengthen dealer reputations. GWC has the only F&I products named a “MotorTrend Recommended Best Buy” for independent dealers and has an A+ rating from the Better Business Bureau. GWC Warranty is part of the APCO Holdings, LLC, family of brands, which has protected over 28 million customers and paid over $4.5 billion in claims. For more information about GWC Warranty, please visit gwcwarranty.com.
About Agora Data, Inc.
Agora Data, Inc. is a breakthrough non-prime auto fintech platform reinventing the infrastructure of automotive finance. By fusing artificial intelligence, machine learning, and modern capital markets technology, Agora is transforming how credit is evaluated, capital is deployed, and portfolios are scaled in a historically underserved market. Purpose-built for the next generation of financial services, Agora replaces legacy systems with a fully integrated, data-driven platform that delivers real-time insights, precision credit modeling, and seamless access to institutional capital. The result is faster decisions, stronger performance, and smarter growth for lenders and dealers, advancing Agora’s mission to drive smarter, more profitable consumer loan originations.
Agora has consistently pushed the boundaries of innovation, launching the industry’s first asset-pooled non-prime auto securitization in 2020 and the first to bring U.S. auto loans on-chain as tokenized real-world assets. These milestones signal a fundamental shift toward a more transparent, liquid, and globally accessible automotive finance ecosystem. By combining embedded finance, intelligent automation, and next-generation funding solutions, Agora is not just modernizing auto finance, it is building the rails for the future. For more information, visit www.agoradata.com or call 1-877-592-4672.