Be your own finance company.
Finance more non-prime customers, sell more cars, and make more money.
Secure a line of credit that offers abundant, low-cost capital to build a non-prime auto portfolio.
- Sell your own F&I products
- Make gross profit on cars and financing profit on loans
- No excessive or surprise fees
- Keep your customers in your ecosystem


Acquire a custom and structured portfolio of seasoned auto loans from our platform.
- Buy whole loans in bulk
- We take the front end of the loss curve, reducing risk
- No broker. No bidding process. Choose your desired yield.
- Robust reporting portal
- Fully turnkey
Our best-in-class auto finance platform combines artificial intelligence with human experience.
Data driven technology
Predictable and secure line of credit
Our patent pending technology and machine learning models are trained with over $350 billion in principal balance of non-prime automotive loan data. Powered by artificial intelligence and machine learning, our models produce predictable portfolio performance and help you originate better loans to make more money.
