Why are you giving the profit you generate to your subprime lenders?
Car dealers give away $10,000 on every retail installment contract sold to their subprime lenders. Agora allows you to capture this finance profit on every auto loan you originate.
Capture the finance profit on subprime car loans you typically give away.
- Make gross profit on cars and financing profit on loans
- Keep your customers in your ecosystem
- No excessive or surprise fees
- Sell your own F&I products
Acquire a custom and structured portfolio of seasoned auto loans from our platform.
- Buy whole loans in bulk
- We take the front end of the loss curve, reducing risk
- No broker. No bidding process. Choose your desired yield.
- Robust reporting portal
- Fully turnkey
We’re redefining risk management for smarter, safer lending.
Data driven technology
Predictable and secure
Our patent-pending technology and machine learning models are trained with over $350 billion in principal balance of subprime automotive loan data. We leverage this data to predict portfolio performance and help you originate better loans to make more money.
