AGORA | Welcome to


Buy or Sell


Recent Updates

  • Why Data Security Matters

    AGORA provides a safe and secure environment for sellers to list their accounts for buyers to see. Most sellers that I talk to are unaware that the typical way a buyer receives your customers’ sensitive... Read More

  • What can I expect listing my loans with AGORA vs. a broker?

    To help dealers (or any sellers of auto loans for that matter) better understand the risks and downside to selling through... Read More

  • Why should I list my paper on AGORA?

    The current industry model for selling your auto loans has become stale. Actually, it's been that way for years. When every other industry has evolved to better transaction models, yet ours... Read More

  • How do I know AGORA Data is right for me?

    AGORA Data is much more than just a loan exchange! It's an ecosystem for your business needs within the auto finance space. At its core... Read More


AGORA Eliminates Broker Fees

Whether the Buyer or the Seller is actually funding the brokers’ fees, the cut is coming from both sides. With no broker fees, you may get more for your paper. For years both Buyers and Sellers needed to go through and get in touch with loan brokers. Now you retain control, choose what is best for you, and build relationships, while getting more for your paper with less time, costs, and headaches.

  • OneMarketPlace_icon

    Integrated Marketplace

    Sellers gain access to more buyers, without having to go through multiple brokers. AGORA unites the marketplace, and brings all parties under one, unified roof. You’ll be notified of all activity for your portfolio listing, including pending bids and bids you’ve accepted or rejected.

  • NoFees_icon

    No Broker Fees

    Never pay broker fees again. We eliminate the middle man, while keeping the integrity of the deal. Traditionally, Buyers (and sometimes Sellers) pay broker fees ranging from 1 to 4%. No more!

  • Secure_icon

    Data Integrity and Security

    When your data is placed into AGORA, it’s standardized in the preferred format of ALL Buyers. Buyers receive standardized data they know they can rely upon, and any and all data exceptions are identified and addressed. This is all backed by the most up-to-date encryption and security protocols.

  • Tools_icon

    Tools and Reporting

    Portfolios and selections of loans are easy to list on the marketplace with AGORA’s intuitive filters and listing process. For every selection of loans, whether creating a listing or viewing received bids, AGORA displays meaningful descriptive statistics and summary information, giving you the information necessary to make informed decisions.


AGORA makes life simpler. Whether you originate and sell or buy loans, the AGORA platform alleviates major pain points in transacting, allowing you to maximize profits on a transaction and more easily focus in on your core business. AGORA brings together buyers and sellers from across the nation and engages them within a single, unified trading platform. We provide the search engine to help match the right deal with the right buyer, and provide tools and metrics to reveal insights throughout the transaction process, reducing workload on your analytical teams. All of this, and without any broker fees. And AGORA is secured and safe, allowing all of this to unfold with ease-of-mind in knowing your data is secure.

How it Works

Whether you’re looking to sell or buy auto loans, AGORA is the app for you. Choose from one of our 2 account types and start exploring ways to save with AGORA.

  • How to Sell

    We take the guesswork out of the selling process. Easily and intuitively upload your loans to our platform where we provide built-in analytics and filters to help you shape the right deal for your needs. Get notified instantly via text, email, and in-app about new bids and views, and see it all in a single interface to help guide your decision-making process.

    Learn How to Sell
  • How to Buy

    Jump into an easy to use search screen, where access to deals from across the nation is at your fingertips. View intuitive deal snapshots with readily visible statistics that provide meaning to a deal long before needing to involve any time-consuming analytical process, allowing you to find the right deals without the usual early pains of the analytical process. Manage all of your bids in a single place, and stay informed via text, email, and in-app notifications.

    Learn How to Buy

About Us

In ancient Greece, the Agora was a central gathering and marketplace. Today, AGORA is redefining the automotive finance market by serving as the central “hub” for buyers and sellers of automotive loans. We are data, process and secondary market experts that integrate all stakeholders in automotive finance.

Learn More


  • Is my data secure?
    Yes. All data is transmitted over SSL using 2048-bit encryption. Data is then further protected at the storage layer in the Cloud.. All users agree to a terms of use and a mutual non-disclosure of information. Before AGORA, your loan data with non-public information was often emailed to many (shotgun) in a non-secure format. This is a dangerous practice and in some cases is a violation of GLBA.
  • Who will see my data?
    Before listing a portfolio for sale, your data is never shown to other users. Upon listing, your loan data is visible only to approved buyers, pre-screened by AGORA.
  • What types of assets does AGORA list?
    Currently, AGORA only facilitates the trading/exchange of auto loans and auto retail installment contracts consisting of prime, near-prime, subprime, and BHPH. We also have buyers for bankruptcy, deficiency balance accounts, and charge-offs. All payment frequencies and interest methods are acceptable.
  • Does AGORA set terms of a sale?
    No. As a Seller, you can set the terms of the sale i.e. all-or-nothing trade, minimum principal balance sale amount, price, recourse, or anything else you want. It is totally up to you as the Seller. Buyers can either accept the terms or bid as they see fit and negotiate with the Seller.
Read more FAqs

Still not sure AGORA is for you?

We would love to give you a personalized demo to see if AGORA can save you time and money.