Blog

We’re proud to announce that Agora Data has been named to the 2025 AR500, Auto Remarketing’s annual list of the Used-Car Industry’s Most Influential Companies. This recognition places Agora among the top innovators and leaders shaping the future of auto finance. Our inclusion in the AR500 reflects the significant impact we’ve made by helping independent […]

New Research by Dimitri Bianco and Agora Data Retail credit models have come a long way. We’ve moved from intuition-based scorecards to statistical models and machine learning. Yet even with all this progress, most models still simplify borrower behavior too much, which can lead to missed risks and lost opportunities. In Waves, Quantum Theory, and

Are you looking to supercharge your dealership’s sales and profitability? The recent NIADA webinar, “Grow Sales & Profits with Lenders and In-House Financing,” hosted by industry expert Brent Carmichael and featuring Agora Data’s Jeremy Beck, is a must-watch for dealers ready to take their business to the next level. In this power-packed session, Brent and

We’re excited to announce that Agora Data has been recognized in the 2025 edition of Special Finance 175 by SubPrime Auto Finance News, a prestigious list celebrating the most influential companies in the auto finance industry. This honor reflects our unwavering commitment to innovation, transparency, and empowering dealers and finance companies with smarter capital solutions.

Attorneys, since the owners of dealerships rely on you for important and beneficial advice, I believe that you will find the following article to be a topic that you’ll want to share with your dealer clients. The Agora Data blueprint is designed to facilitate a dealership to become their own auto finance company. The appeal

Dimitri Bianco, VP of Quantitative Risk & Research for Agora Data, recently finished his latest research paper Kurtosis Residual Conjecture: A Metric for Optimal Decision Tree Fitting and Beyond. This paper proposes a better method for determining over and under fitted models. The topic could apply to all mathematical models but the focus in this

https://www.youtube.com/watch?v=7FVN16pUU-U Agora Data is proud to be recognized as one of LinkedIn’s Top Startups for 2024, earning a spot among the top 10 emerging companies in the Dallas-Fort Worth area. Factors contributing to this recognition include employee growth, jobseeker interest, member engagement, and success in attracting talent from LinkedIn’s Top Companies. Founded in 2017, Agora’s

The fintech revolution has already begun to transform various financial sectors, and auto financing is no exception. As we look ahead to 2025, fintech innovations will profoundly impact how consumers and businesses approach auto finance. By 2025, fintech advancements will have significantly streamlined the auto financing process. Automation and AI will minimize paperwork, reduce the

In recent years, the automotive industry has witnessed a significant transformation, not just in vehicle technology but also in the way cars are financed. At the forefront of this revolution is Artificial Intelligence (AI), which is reshaping the landscape of auto financing decisions. From streamlining the application process to enhancing risk assessment, AI plays an

The automobile industry has long been a cornerstone of the American economy, and independent dealers have played a crucial role in providing personalized services and diverse options to car buyers. However, as the market becomes increasingly competitive, these dealers face new challenges from larger franchises and digital platforms. Enter FinTech—financial technology has emerged as a