Why are you giving the profit you generated to subprime lenders?
Agora allows you to keep the profit you're giving away to your subprime lenders. The best part is that you don’t have to change your dealership's existing operations.
Did you know that up to
profit is not captured per sale?

- Up to $50,000 Amount Financed
- Up to 10 year old vehicles
- Up to 145% LTV
- Up to 72 months term
- Up to 135,000 miles
- Finance Ancillary products
Example Transaction Comparison | Agora | Retail |
---|---|---|
Amount Financed | $32,200 | $24,150 |
Loan to Value (LTV) | 140% | 105% |
Net Check / Day 1 Advance | $23,345 | $23,150 |
Lifetime Excess Net Cashflow | $14,180 | $0 |
(Net of expenses and funding repayment)
Start making more with Agora.
Still have questions?
Agora is the only lender that provides a low risk, turn-key structure for dealers to earn excess net cashflow on the subprime loans they originate. AgoraCapital provides abundant upside potential.
Our programs easily integrate with existing auto loan portfolios.
AgoraTrade is our whole loan purchasing program.
A loan originator can exit and stop sending loans at any time.
Agora provides the capital to fund your loans, loan servicing, and guidance to help maximize your portfolio performance. This includes underwriting, compliance, and portfolio/cash/asset management.