
A New Way To Fuel Growth
AgoraCapital lends money to Buy Here Pay Here dealers at some of the lowest rates in America – Guaranteed.
If you can get your senior lender to match the checklist below, we will write you a check for $1,000.* But when they don’t, because they can’t, give us a call.
TAKE THE
Agora Lender Challenge
If They Can Match Us... We'll Give You $1,000*

Ask Your Current Commercial Lender If They Can Provide You Everything Agora Can.
We welcome you to take the Agora Lender Challenge when evaluating various options for obtaining capital and strategic support to help fuel growth for your dealership.
At Agora, we are changing the dynamics between dealers/finance companies and lenders. We understand the BHPH community has been underbanked and treated unfairly for years. BHPH dealers have had limited resources, expensive capital, and no guidance to help build the industry’s future. Until now.
We’ve provided a quick checklist of the questions you should be asking your current commercial lender. If they can match us on every checkbox, we would like to congratulate you and send a check for $1,000!*
Your Commercial Lender
Improve Current Rates
- Reduce interest rate to the single digits
- Triple credit capacity
- Increase advance rate
Remove Financial Restrictions
- No personal guaranty
- No lien on assets other than the loans
- Get rid of monthly borrowing base true-ups
- Make non-recourse
- Remove restrictive financial covenants
Ability to Provide Additional Services
Free of Charge
- Approval within two weeks
- Collections technology
- Robust reporting
- Compliance support
- Accounting guidance
- Budgeting & strategic planning
- Dashboard of reports
- Portfolio management